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 William S Mar 30, 2013 08:33  |
Sounds like a good concrete proposal to bring more money into play.
Question: I was wondering why are you proposing using a peer to peer lending model? What benefits does it have over a centralized system (which might be able to spread the risk more evenly)?
Also, I think you have a typo on page 07 ("incentive for the move solar" maybe should be "incentive for the move to solar")?
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 Matt Hollingsworth Apr 2, 2013 11:05 | Proposal contributor
thanks. Lending club centrally categorizes loans into three risk groups. Investors are then able to peer lend by reading the details of each request. It seems to me that this spreads the risk while at the same time minimizing overhead. Thanks for the comment on the typo. I lost the original Word document that I used to generate the PDF and was unable to update it for awhile. I have since re-discovered it. Incidentally, a company called "Mosaic" has since launched a P2P solar financing effort http://www.lendacademy.com/mosaic-launches-with-p2p-lending-for-solar-projects/
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 Alex Krotz Aug 7, 2015 09:42  | |
Matt Hollingsworth Aug 13, 2015 07:33 | Proposal contributor
An update: I have since been able to invest in Solar Mosaic who created Solar Bonds and then later Solar City who also have created solar bonds. It has come to pass...
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